Sandeep KumarApr 25, 20211 min readWhat is Lap ?Lap is Loan Against Property. When we need money for personal use we take this type of loan. When lender gives money against the built...
Sandeep KumarApr 20, 20211 min readTechnical Regarding HomeHere we are going to discuss about the technical part of the Home before process the home loan. Some points are given below on which you...
Sandeep KumarJan 23, 20191 min readLOAN PRE-SANCTION In this type of loan only income documents will be include . This loan is valid for six months. If you select their property within 6...
Sandeep KumarJan 22, 20191 min readNoc against home loansNo Objection Certificate (NOC) as soon as you fully pay off your home loanAn NOC helps –remove lien from your propertyimprove your credit...
Sandeep KumarJan 19, 20191 min readAmortizationAn amortization schedule will show you how much interest and principal amount you are paying each month. Here, In every month principle...
Sandeep KumarJan 19, 20191 min readWhat is FOIR?FOIR (Fixed Obligations to Income Ratio) takes into account all the fixed obligations that a borrower is supposed to meet regularly on a...
Sandeep KumarJan 19, 20191 min readWhat is LTV/LCR in loan? LTV/LCR :- LTV is the ratio of loan require to valuation of the property. LCR is the ratio of loan rquired to construction estimate.
Sandeep KumarJan 19, 20191 min readType of Home LoansHome Purchase Loan:- This type of loan provides to customer when he purchase built up home from third person (seller party). Loan amount...
Sandeep KumarJan 16, 20191 min readWONDERING HOW MUCH LOAN YOU ARE ELIGIBLE FOR ? Check your Home Loan Eligibility
Sandeep KumarJan 16, 20191 min readHome Loan TypeA home loan is available in many forms depending on your specific needs. Some people may want to purchase an apartment, while others may...
Sandeep KumarJan 16, 20191 min readSYNOPSIS Home Loans as the term implies, are for the purchase of a house Home Improvement Loan funds your home refurbishment Home Extension Loan...