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What is Lap ?

Lap is Loan Against Property. When we need money for personal use we take this type of loan. When lender gives money against the built...

Technical Regarding Home

Here we are going to discuss about the technical part of the Home before process the home loan. Some points are given below on which you...

LOAN PRE-SANCTION

In this type of loan only income documents will be include . This loan is valid for six months. If you select their property within 6...

Noc against home loans

No Objection Certificate (NOC) as soon as you fully pay off your home loanAn NOC helps –remove lien from your propertyimprove your credit...

Amortization

An amortization schedule will show you how much interest and principal amount you are paying each month. Here, In every month principle...

What is FOIR?

FOIR (Fixed Obligations to Income Ratio) takes into account all the fixed obligations that a borrower is supposed to meet regularly on a...

What is LTV/LCR in loan?

LTV/LCR :- LTV is the ratio of loan require to valuation of the property. LCR is the ratio of loan rquired to construction estimate.

Type of Home Loans

Home Purchase Loan:- This type of loan provides to customer when he purchase built up home from third person (seller party). Loan amount...

Home Loan Type

A home loan is available in many forms depending on your specific needs. Some people may want to purchase an apartment, while others may...

SYNOPSIS

Home Loans as the term implies, are for the purchase of a house Home Improvement Loan funds your home refurbishment Home Extension Loan...

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